Terms of Service for Mergenta

Effective Date: 06.11.2025

Last Updated: 06.11.2025

1. Introduction

Welcome to Mergenta, a product operated by SNS Innovation Labs Pvt. Ltd. ("we", "our", or "us"). These Terms of Service ("Terms") govern your access to and use of our website, applications, and related services (collectively, the "Services").

By accessing or using Mergenta, you agree to be bound by these Terms. If you do not agree, please do not use the Services.

2. Scope of Services

Mergenta provides users with AI-powered productivity, workflow automation, and content tools through integrated APIs and cloud infrastructure. The Services may include (but are not limited to):

  • AI-based content generation, analysis, or assistance.
  • Workflow creation and document management.
  • Integration with external APIs or tools.
  • User account and workspace management.

Mergenta is continuously evolving. Features, pricing, and availability may change from time to time.

3. Eligibility and Account Registration

To use Mergenta, you must:

  • Be at least 13 years of age.
  • Have the legal capacity to enter into binding agreements.
  • Provide accurate and current information during registration.

You are responsible for maintaining the confidentiality of your account credentials and for all activity occurring under your account.

If you suspect unauthorised access, please notify us immediately at support@mergenta.ai.

We reserve the right to suspend or terminate accounts found to be in violation of these Terms.

4. Acceptable Use Policy

You agree to use Mergenta only for lawful and ethical purposes. You must not:

  1. Use the Services to violate any applicable law or regulation.
  2. Upload, share, or generate content that is unlawful, defamatory, obscene, harassing, or infringes any intellectual property rights.
  3. Attempt to access or disrupt our systems, networks, or APIs without authorisation.
  4. Reverse engineer, copy, or redistribute Mergenta's code or interface.
  5. Misrepresent your identity or affiliation.
  6. Circumvent usage limits, quotas, or payment systems.

Violation of this policy may result in account suspension or permanent termination without prior notice.

5. Integration with Third-Party Services

Mergenta integrates with third-party APIs and platforms to deliver its functionality. These include, but are not limited to:

  • OpenAI (AI text and language models)
  • Anthropic (AI reasoning and conversation models)
  • Google (Gemini) (AI and analytics services)
  • Lovable (application hosting and frontend services)
  • Supabase (database, authentication, and backend infrastructure)
  • Razorpay / Stripe (payment gateways)
  • Mistral (AI-enabled interactions and NLP answers)

Each provider operates under its own terms and privacy policy, which govern the use of their respective services. By using Mergenta, you acknowledge that data may be transmitted to and processed by these providers to enable platform functionality.

We are not responsible for service interruptions, errors, or data handling by these independent providers.

6. Plans, Billing, and Payments

Mergenta may offer free and paid subscription plans with varying features and usage limits.

6.1 Payments

All payments are securely processed through authorised third-party payment processors (such as Razorpay or Stripe). We do not store credit or debit card details.

6.2 Billing

You agree to pay all applicable fees according to your selected plan. Subscription charges may be recurring and will renew automatically unless cancelled.

6.3 Cancellations and Refunds

You may cancel your subscription at any time. Access will continue until the end of the current billing cycle. Refunds, if applicable, will be handled in accordance with our refund policy (if separately provided).

We reserve the right to revise prices and plan features upon reasonable notice.

7. Intellectual Property Rights

All intellectual property in Mergenta, including design, code, text, graphics, and logos, is owned by or licensed to SNS Innovation Labs Pvt. Ltd.

Users retain ownership of content they create or upload but grant us and our service providers a limited, non-exclusive licence to process such content for the purpose of operating and improving the Services.

You may not copy, distribute, or create derivative works based on Mergenta or its content without our prior written consent.

8. User Content and Responsibilities

You are solely responsible for the text, data, files, or materials you submit or generate while using the Services.

You agree that:

  • You have the necessary rights and permissions to submit the content.
  • Your content does not violate any third-party rights or applicable laws.
  • You grant Mergenta and its technical partners a limited licence to store, process, and transmit such content for service operation.

We reserve the right to remove or restrict content that violates our acceptable use policy.

9. Data Privacy and Security

Your privacy is governed by our separate Privacy Policy, available at [Privacy Policy].

In summary:

  • Data is processed through third-party infrastructure (Supabase, Lovable, etc.) and AI providers (OpenAI, Anthropic, Google).
  • We do not sell or trade user data.
  • Payment information is handled exclusively by authorised payment processors.
  • Users can adjust their preferences or delete their accounts by visiting the profile section on our website.

By using the Services, you consent to such processing in accordance with our Privacy Policy.

10. Default Settings and User Preferences

All integrations and essential data-sharing settings are enabled by default to ensure full platform functionality.

Users are encouraged to visit their preference or settings page to review and modify these options as desired. Continuing to use the Services with default settings active indicates your consent to data processing by the integrated service providers.

11. Availability and Service Changes

We aim to provide continuous and reliable service but do not guarantee uninterrupted access. From time to time, we may modify, suspend, or discontinue parts of the Services for maintenance or updates.

We shall not be liable for interruptions caused by third-party failures, force majeure events, or technical limitations.

12. Disclaimer of Warranties

The Services are provided on an "as is" and "as available" basis. We make no warranties, express or implied, regarding accuracy, reliability, or suitability for any particular purpose.

While we strive for precision, outputs from AI systems (such as text, summaries, or responses) are generated automatically and may contain inaccuracies. Users should independently verify important information before acting on it.

13. Limitation of Liability

To the fullest extent permitted by law:

SNS Innovation Labs Pvt. Ltd. and its affiliates shall not be liable for indirect, incidental, or consequential damages arising from use or inability to use the Services. Our total liability for any claim shall not exceed the amount paid by you (if any) for the Services in the preceding three months.

This limitation applies regardless of the legal theory on which the claim is based.

14. Termination

We may suspend or terminate your access to Mergenta at any time if:

  • You violate these Terms.
  • You engage in fraudulent or harmful activity.
  • Required by law or regulatory action.

Upon termination, your right to access or use the Services ceases immediately. You may request account deletion or data removal by contacting support@mergenta.ai.

15. Indemnity

You agree to indemnify and hold harmless SNS Innovation Labs Pvt. Ltd., its officers, employees, directors, associates and partners against any claims, damages, or losses resulting from:

  • Your use or misuse of the Services,
  • Your violation of these Terms, or
  • Infringement of any third-party rights arising from your content or actions.

16. Modifications to Terms

We may update these Terms periodically. Changes will be effective when posted on our website or notified to you by email.

17. Communication

All official communication regarding these Terms or related matters will occur via email at support@mergenta.ai. We do not maintain postal or phone contact channels at this time.

18. Governing Law and Jurisdiction

These Terms shall be governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts of Lucknow, Uttar Pradesh, India.

19. Service Continuity, Modifications & Suspension

We reserve the right to suspend, restrict, modify or discontinue any part of our services, temporarily or permanently, in the event of operational, technical, legal, security, financial, third-party dependency or other unforeseen circumstances that affect our ability to continue providing the services. We may also introduce, update, modify, suspend or remove certain platform features, AI models, integrations or functionalities from time to time as part of platform updates, maintenance, security measures, operational requirements or service improvements. Temporary interruptions, maintenance activities or service downtime may occasionally occur. Where reasonably possible, users will be informed in advance of any major service discontinuation or significant platform changes.

20. AI Models, Usage Policies & Platform Limits

Users are encouraged to review our Documentation section to understand the AI models, feature availability, usage policies and operational guidelines applicable to the platform and its services. Certain features and AI capabilities may be subject to usage limits, fair usage policies, rate limits or quota restrictions depending on the subscribed plan. Usage limits, quotas, access levels and platform features may be revised, updated or adjusted periodically at our discretion to maintain service quality, platform stability, operational sustainability and overall user experience.

21. Bring Your Own Key (BYOK) & Platform Usage Policy

Mergenta allows eligible users to connect and use their own third-party AI provider API keys (“BYOK”) for supported platforms and models available within the Services. When a user enables BYOK: AI model usage charges associated with the connected provider account are billed directly by the respective third-party provider to the user Mergenta does not bear the underlying LLM/API usage cost associated with that connected provider key However, use of Mergenta’s platform infrastructure, orchestration systems and execution environment may still consume Platform Execution Credits Mergenta maintains two independent usage systems: 1. AI/API Credits AI/API Credits apply when users utilise platform-managed AI providers, models or APIs supplied directly by Mergenta. These credits may cover: LLM usage provider API costs platform-managed model execution supported third-party AI provider integrations When a user executes workflows using their own supported BYOK credentials, AI/API Credits are generally not consumed for those provider calls. 2. Platform Execution Credits Platform Execution Credits apply to the use of Mergenta’s execution infrastructure and platform intelligence systems regardless of whether BYOK is enabled. These credits may cover: orchestration agents workflows retrieval pipelines search infrastructure scraping systems ranking systems capability execution execution governance platform compute and coordination overhead Accordingly, BYOK may reduce overall platform usage costs but does not eliminate Platform Execution Credit consumption. Mergenta may apply different execution rates, usage policies, limits or multipliers depending on: subscription plan workflow complexity execution type orchestration intensity enabled capabilities platform policies Mergenta reserves the right to introduce: separate execution quotas top-up systems execution throttling fair usage protections plan-specific BYOK benefits enterprise execution policies to maintain platform stability, security, sustainability and service quality. Mergenta does not control and is not responsible for: third-party provider pricing provider outages provider policy changes provider billing disputes provider account limitations provider-side API restrictions associated with external BYOK accounts.

22. Entire Agreement

These Terms, along with our Privacy Policy, constitute the entire agreement between you and SNS Innovation Labs Pvt. Ltd. regarding your use of Mergenta. If any provision is found unenforceable, the remaining provisions will remain in effect.

23. Contact Us

If you have questions or concerns about these Terms, please contact:

support@mergenta.ai

24. Summary

Mergenta provides AI-based services that depend on trusted third-party technologies. We prioritise transparency, responsible data handling, and user control. By using Mergenta, you agree to follow these Terms and use the platform responsibly and lawfully.